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theblisterexists

Nouveau membre

Inscription : 01-01-1970

Messages : 0

Debt consolidation first or apply for mortgage loan?

STATS

35% DTI supposedly.

Credit card 1: $12,500 24% Car loan: $6,400 4.89% Credit card 2: $7,200 0% Total debt: $26,100 Your income, savings, and credit score:

Annual income: $75,000 Savings: $6,500 Credit score: 676 - down from I think like 730

Considering refinancing my car loan so I can consolidate CC1 with the car loan to get rid of the ridiculous APR of CC1.

If I don't it'll obvious impact my credit score.

Question

Is it better to apply for a mortgage first and go through that whole process or readjust my debt?

kidcudi

Nouveau membre

Inscription : 01-01-1970

Messages : 0

Re : Debt consolidation first or apply for mortgage loan?

Before deciding whether a debt consolidation loan is worth it for you, it's a good idea to speak with a financial advisor or debt counselor who can help you evaluate your options and make an informed decision based on your specific financial situation.
You should also pay attention to liberty one financial since these guys are real professionals in debt consolidation and will help you get rid of all debts.
I hope my answer will help you!